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Payment Gateways and Merchant Accounts for the Automotive Industry

Drive Your Business Forward with Payment Nerds

Every transaction matters—whether you’re selling a car, repairing one, or helping a customer finance their dream vehicle. At Payment Nerds, we don’t just process payments; we provide seamless, secure, and industry-specific solutions designed for dealerships, repair shops, parts suppliers, and auto financing businesses.

We know the frustration of slow approvals, high processing fees, and outdated systems that hold your business back. That’s why we offer fast, flexible, and secure payment options tailored to how automotive businesses operate—so you can focus on keeping customers happy and cars on the road.

Why Automotive Shops Need Specialised Payment Solutions

The automotive industry isn’t like any other—it’s fast-moving, transaction-heavy, and filled with high-ticket sales that demand more than just a basic payment processor. From a quick oil change to a multi-thousand-dollar vehicle purchase, your business needs a payment system that’s fast, secure, and built for the way you work.

Ready to Simplify Your Payment Processing

Why Automotive Shops Need Specialised Payment Solutions

The automotive industry isn’t like any other—it’s fast-moving, transaction-heavy, and filled with high-ticket sales that demand more than just a basic payment processor. From a quick oil change to a multi-thousand-dollar vehicle purchase, your business needs a payment system that’s fast, secure, and built for the way you work.

Large Transactions, Secure Payments
Whether it’s a $40 tire change or a $40,000 car purchase, your payment system needs to handle transactions of all sizes quickly and securely.
Customers finance vehicles, make installment payments, and purchase extended warranties—all of which require specialized payment solutions that work with lenders and financing platforms.
Your service team needs to take payments right in the bay, at the counter, or even remotely, reducing wait times and improving the customer experience.
Whether selling parts in-store or shipping them nationwide, your payment processing must work smoothly across all sales channels.
At Payment Nerds, we ensure that every transaction—big or small, online or in-person, one-time or recurring—is processed securely and without roadblocks.

The Automotive Industry Runs on Speed—Your Payments Should Too

We’re not just another payment processor—we’re your partner in keeping transactions smooth and stress-free. Here’s how we help:

Secure Payment Gateways

Protect your business and customers with fraud prevention, encryption, and secure hosted payment pages that reduce chargebacks and data breaches.

Merchant Accounts for High-Risk Transactions

Many processors flag automotive transactions as “high-risk,” leading to higher fees or account freezes. We specialize in automotive payments—including financing, buy-here-pay-here (BHPH), and high-volume transactions—ensuring competitive, tailored rates.

Mobile Payment Processing for Service Techs

Equip your team with mobile payment devices so customers can pay on the spot—right from the service bay or at their vehicle, making checkout quick and convenient.

Online & In-Store Integration

Whether selling vehicles, parts, or services, we seamlessly integrate with your POS, shop management software, and online store, keeping payments fast and hassle-free.

Customer Retention & Financing Tools

With CRM integrations, track customer payment history, set up loyalty discounts, and offer financing options that keep customers coming back.

What You’ll Need for Merchant Services

Setting up your merchant account is simple. To get started, we’ll need:

  • Photo ID – A government-issued ID to verify the business owner.
  • Signed Merchant Application – Our standard form to set up your account.
  • Voided Check or Bank Letter – For bank verification.
  • Bank Statements – Three months of statements to help tailor the right solutions.
  • Processing History – If applicable, past processing records help us optimize your rates.
  • Business Documentation – A business license or certifications.

Software Integrations for Automated Automotive Payment Processing

Shop management software helps auto repair shops keep track of everything, from customer appointments to inventory and vehicle repairs. Integrating your payment system with your shop management software makes processing payments fast and smooth, while reducing the chances of errors. Here’s how it works:

  • Shop Management Systems (SMS): Connect your payment processing with top auto repair and shop management platforms like:
    • Auto/Mate: Auto/Mate helps auto repair shops manage inventory, work orders, and customer relationships. With Payment Nerds’ integration, you can process payments directly through Auto/Mate, cutting down on the need to switch between systems. A unique feature of Auto/Mate is its ability to handle parts ordering and inventory management. Integrating payments with this feature means that once a repair is completed and parts are used, you can immediately process the payment without any manual intervention. This saves time and ensures the payment process is accurate and up-to-date.

       

    • Autosoft: This is a popular platform for managing customer data, appointments, and sales for auto dealerships. It’s known for its robust customer relationship management (CRM) capabilities. When integrated with Payment Nerds, it allows you to securely process payments directly within the platform. Autosoft has the ability to track service histories for each customer. Integrating payments helps you automatically update the customer’s transaction history, making it easier to provide a seamless experience when they return for services or make additional purchases.

       

    • VinSolutions: VinSolutions is a CRM platform widely used by dealerships to track leads, manage service appointments, and follow up with customers. What sets VinSolutions apart is its deep integration with marketing tools, helping dealerships keep track of customer preferences and communication history. With Payment Nerds’ integration, you can automatically sync payment data with customer records in VinSolutions. This means that not only do you have a clear payment record, but you also get a complete customer history, which helps you provide personalized services and target marketing efforts more effectively.

       

    • DealerSocket: DealerSocket is a leading software suite used by auto dealerships to manage inventory, CRM, and sales operations. One of its standout features is its ability to track customer interactions across multiple touchpoints, helping dealerships understand customer behavior. By integrating Payment Nerds, you can instantly process payments and connect them to each customer’s record in DealerSocket. This integration makes it easy to track not just payments but also the history of sales and services, providing you with better insights for upselling or targeting repeat customers.

       

  • CRM Integration: A Customer Relationship Management (CRM) system is key to keeping track of all your customers’ information, interactions, and transactions. By integrating your payment system with your CRM, you can automatically sync payment data, making it easier to understand customer behavior and improve your relationship with them.
    • Dealertrack: Is a robust platform for dealerships that manages everything from inventory to financing and compliance. It has seamless connections to financial institutions for loan and lease processing. Integrating Payment Nerds with Dealertrack means that once a customer’s financing is approved, the payment can be processed and recorded immediately. This eliminates the need for manual payment entry, speeds up the transaction process, and ensures accurate records for reporting and compliance.

       

    • Reynolds & Reynolds: Offers comprehensive dealership management software that covers everything from accounting to customer service and inventory management. A unique feature of Reynolds & Reynolds is its focus on service lane management, helping dealerships track repair orders, parts, and customer vehicles. Integrating Payment Nerds with Reynolds & Reynolds enables you to automatically record payments made for service or vehicle sales directly into the system. This improves workflow by reducing the need for duplicate data entry and ensures all records are synchronized for both customer and financial tracking.

       

  • Point-of-Sale (POS) Systems: Ensure seamless in-store and online transactions and reduce errors and improve efficiency.
    • When POS systems like those used by automotive businesses are integrated with Payment Nerds, every sale and service transaction is processed in real-time, reducing errors and improving the customer experience. With fewer manual steps involved, businesses can focus on customer service rather than administrative tasks.

       

  • Accounting & Invoicing Software: Keeping your accounting up to date can be time-consuming, but by integrating with your accounting software, Payment Nerds makes it easier. This integration automates the process of reconciling payments, creating invoices, and managing financial records.
    • For example, if you’re using tools like QuickBooks or other accounting software, we can automatically send payment information to those systems, saving your team hours of manual data entry. This also reduces the chance of errors, making your financial reporting much smoother.

Why These Integrations Matter:

Each of these software platforms offers unique features designed to help automotive businesses operate efficiently. Integrating Payment Nerds with these systems allows you to enhance those features by automating payment processing, which saves time, reduces errors, and improves the overall customer experience.

With automated payment processing integrated directly into the software you already use, your team can focus on running the business while your payment transactions are handled seamlessly in the background. It’s all about making your operations faster, smarter, and more efficient.

Let’s Get Your Payments on the Fast Track

With Payment Nerds, you get faster approvals, lower fees, and the integrations your automotive business needs. Let’s streamline your payments so you can spend less time on transactions and more time serving your customers.

Contact us today to get started!

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Automotive Merchant Services FAQs

What are the fees for automotive merchant services?

Fees are based on transaction volume and service levels. We offer transparent pricing for your business.

Payment Nerds uses encryption and follows strict security protocols to protect customer data, PCI DSS compliant.

Yes, we integrate with many automotive CRM and POS systems

Yes, we offer recurring billing for businesses that need to manage subscriptions or financing plans for customers.

Credit/Debit cards, mobile payments, online payments, in-store terminals.

Still have a question?

Contact us today for personalized assistance—our team is here to help with anything you need!

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Join the growing number of businesses that trust Payment Nerds for their payment needs. With our seamless solution and intuitive dashboard, smarter payments are always within reach.

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