More than a commerce payment solution

We deliver on your customers'

Expectations

Experience

Simplicity

Service

We take the complexity out of payments so you can concentrate on what you do best.

How Payment Nerds Makes Business Easier

How Payment Nerds Helps You Navigate the Approval Process

01. Apply Online

Fill out our quick and simple online application to get started in just minutes.

02. Instant Approval

Receive immediate approval so you can focus on running your business without delays.

03. Start Processing in Under 24 Hours

Begin accepting payments fast with our seamless setup process, getting you up and running in less than a day.

Payment Nerds Works Perfectly...

By Phase

Simplify every stage of your payment process, from setup to settlement, with solutions tailored to fit your business needs.

By Hardware

Empower your business with the latest hardware designed to ensure secure and hassle-free transactions for every customer.

By Environment

Adapt to any business environment with flexible solutions that support in-store, online, and mobile transactions.

By Payment Gateways

Integrate powerful payment gateways to optimize transaction speed and security while enhancing customer experiences.

Does your business currently accept card payments?

Tailored Payment Solutions for Every Industry

Low Risk

For businesses with steady revenue and minimal chargeback risks, Payment Nerds provides reliable, secure, and cost-effective payment solutions. Benefit from competitive rates, quick approvals, and hassle-free integration to keep your operations running smoothly.

Medium Risk

For businesses in industries with moderate chargeback rates or regulatory requirements, Payment Nerds offers tailored solutions that balance security with flexibility. Get the tools and support you need to manage transactions efficiently while minimizing risks.

High Risk

For industries facing elevated chargeback rates or regulatory hurdles, Payment Nerds specializes in high-risk payment processing with advanced security measures and robust support. Keep your business thriving with secure and reliable solutions.

Seamless Integrations

Mobile Payments Made Easy

Tap, Swipe, Pay

Accept payments effortlessly with mobile solutions that work for every business. Enhance your customer experience with seamless transactions at their fingertips.

Anytime, Anywhere Convenience

Process payments on the go with portable devices, giving you flexibility and accessibility no matter where business takes you.

Secure and Reliable

Enjoy peace of mind with secure, encrypted mobile payment technology designed to protect your business and your customers.

User-Friendly Interface

Navigate with ease using our intuitive dashboard, designed for seamless payment management. Handle sales, refunds, and more—all in just a few clicks.

Customizable Reports

Create tailored reports to uncover key business insights. Analyze daily sales, payment methods, or customer trends effortlessly to make data-driven decisions.

Real-Time Transaction Monitoring

Track your sales as they happen with our real-time dashboard. Easily monitor transactions, view detailed reports, and track revenue from any device for instant insights.

Treasury Solutions to Optimize Your Business Finances

Business Checking

We offer a wide range of checking solutions designed to fit your business needs. Consult with us to find the account that delivers the features most important to you.

Business Savings

Process payments on the go with portable devices, giving you flexibility and accessibility no matter where business takes you.

Treasury Management

Take full control of your business finances with comprehensive treasury management solutions. From automated payments to real-time reporting, we help businesses streamline operations, enhance cash flow, and manage liquidity efficiently.

Lending Solutions

Fuel business expansion with customized lending solutions that provide access to working capital when you need it most. Whether it’s equipment financing, business lines of credit, or merchant cash advances, we help you secure funding to scale with confidence.

Business Online & Mobile Banking

Manage payments, track transactions, and access financial insights anytime, anywhere with our secure online and mobile banking solutions. Stay in control of your business finances with user-friendly tools designed for modern commerce.

Powerful APIs for Seamless Payment Integration

email@address.com

Card information

XXXX XXXX XXXX XXXX

MM/DD

XXX

Name on card

Your Name

Country or region

United States

12345

Pay $65.00

                        
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Comprehensive Documentation

Meticulously crafted to provide clear guidance for developers from setup to advanced configurations
Includes code samples, troubleshooting tips, and best practices
Facilitates smooth and efficient integration with minimal friction
Helps businesses go live faster

Real-Time Payment Processing

Instant transactions to enhance customer satisfaction
Immediate payment verification for optimized cash flow
Reduces the risk of failed transactions and delays

Customizable Solutions

Flexible APIs tailored to your business needs
Create custom workflows and branding options
Seamless and personalized customer experiences

Articles & Resources

Showcasing Our Global Expertise

Top Payment Gateway Trends in 2025: What Merchants Need to Know

As merchants navigate 2025, stay ahead of trends like AI-powered fraud detection, embedded...

Point of Sale (POS)

5 min read

Secure Payment Solutions for Digital Marketing Agencies

Merchant processing services boost business operations, enhance client trust, and ensure predictable cash...

Payment Processing Solutions

5 min read

How to Legally Process FFL Transfers for Online Gun Sales

Navigating the sale of firearms online requires more than just a digital storefront—it...

High Risk Merchant Account

5 min read

How to Close a Cash App Account: Step-by-Step Guide

Learning how to close a Cash App account properly is crucial for ensuring...

Payment Processing Solutions

5 min read

Crypto Payment Integration for E-commerce Platforms

By integrating crypto into your virtual POS or online merchant processing system, you...

eCommerce

5 min read

Best Practices for Recurring Payments in SaaS Platforms

Recurring payments are the financial backbone of SaaS businesses, but they require thoughtful...

Merchant Services

5 min read

Payment Nerds x Foxy.io: a Smarter Payment Solution

Payment Nerds has partnered with Foxy.io to offer businesses seamless, flexible, and secure payment processing. With Foxy.io’s integration of over 100 payment gateways—including Trust Payments and Stripe—merchants can choose the best solution for their unique needs. For high-risk businesses, Foxy.io also supports trusted processors like Authorize.Net and NMI, enabling secure transactions on platforms like Wix, Squarespace, and Weebly. Together, Payment Nerds and Foxy.io empower businesses with cutting-edge payment solutions designed for scalability, compliance, and efficiency.

FAQs

What types of businesses does Payment Nerds serve?

We work with a variety of businesses across industries, including retail, e-commerce, hospitality, and more. Whether you’re a low-risk, medium-risk, or high-risk business, we have tailored solutions to meet your payment processing needs.

How quickly can I start processing payments?

Our streamlined onboarding process ensures you can start processing payments in under 24 hours, with instant approval for most applications.

Are Payment Nerds' solutions secure?

Yes, our solutions are built with advanced security features like tokenization, encryption, and PCI DSS compliance to protect sensitive data and safeguard your transactions.

Can Payment Nerds integrate with my existing systems?

Absolutely! Our APIs and payment gateways are designed to integrate seamlessly with your current systems, ensuring a smooth transition without disrupting your operations.

What support does Payment Nerds offer to businesses?

We provide comprehensive support, including real-time transaction monitoring, developer assistance, and a dedicated customer success team to help with setup, troubleshooting, and optimizing your payment processes.

Still have a question?

Hear From Our Clients

Discover how our seamless solutions have transformed businesses just like yours.

“Steven was great! He allowed me to share some of my prior website integration problems and had a solution that allowed me to accept payments the way my company wanted them to.”

Steven D.

Position, Company Name

“John was helpful. John Westbrook answered all my questions professionally and provided correct and acute feedback, which allowed me to obtain a merchant account. I started processing payments the day I applied!”

Carl H.

Position, Company Name

“Lisa H, was the most helpful employee. I have talked so far in the department. She got me all the necessary answers and said she would check up with me at the end of this week to ensure everything went through correctly. Lisa H did so, and I started processing today. Thank You! ”

Tim V.

Position, Company Name

“Austin did a great job and knew how to handle all their clients perfectly, making being a merchant one of the best experiences with a service provider.”

Lee P.

Position, Company Name

“Kira G, was beneficial and resolved my situation with no problem!”

Roxanne

Position, Company Name

“Arvid was friendly and patient and took the time to look into my problem, which was solved. Two thumbs up!”

EAF

Position, Company Name

Get in Touch

Get merchant services and start processing payments instantly. We can design a custom package for your business and integrate with your existing website.

More than a commerce payment solution

How Payment Nerds Makes Business Easier

How Payment Nerds Helps You Navigate the Approval Process