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Start a Continuity & Subscription Merchant Account

Launch a continuity and subscription merchant account that keeps revenue predictable and customers happy. Our subscription merchant services support automated billing, dunning, card updater tools, and flexible payment options so your subscriptions renew smoothly and churn stays low.

Payment Nerds Solutions for Continuity & Subscription Businesses

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Payment Nerds Solutions for Continuity & Subscription Businesses

Recurring revenue lives or dies on reliability. We help you automate renewals, recover failed payments, and keep customer data secure, all inside a subscription merchant account designed for scale.

Recurring Billing Management

Set flexible billing intervals, free trials, proration, and discounts while tokenization keeps cards on file for seamless renewals.

Track MRR, churn, recovery rates, and cohort trends so you can act on revenue signals in real time.

Send secure checkout links for quick signups, one-time upsells, and add-ons that post cleanly to customer profiles.

Recover failed payments with smart retries, card updater services, and customer reminders that reduce involuntary churn.

Accept credit and debit cards, ACH, and popular digital wallets so customers can pay the way they prefer.

Use encryption, tokenization, and least-privilege access to safeguard payment data and simplify audits.

Simplify Your Subscription Payment Processing

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Payment Nerds Solutions for Continuity & Subscription Merchant Accounts

Recurring revenue lives or dies on reliability. We help you automate renewals, recover failed payments, and keep customer data secure, all inside a subscription merchant account designed for scale.
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Set flexible billing intervals, free trials, proration, and discounts while tokenization keeps cards on file for seamless renewals.
Track MRR, churn, recovery rates, and cohort trends so you can act on revenue signals in real time.

Send secure checkout links for quick signups, one-time upsells, and add-ons that post cleanly to customer profiles.

Recover failed payments with smart retries, card updater services, and customer reminders that reduce involuntary churn.

Accept credit and debit cards, ACH, and popular digital wallets so customers can pay the way they prefer.

Use encryption, tokenization, and least-privilege access to safeguard payment data and simplify audits.

Powering Continuity & Subscription Growth

Our continuity model thrives on predictable renewals, smooth approvals, and low dispute rates. We tailor your subscription merchant account to fit trials, freemium-to-paid transitions, varying Average Order Values (AOVs), and international customers, adjusting risk parameters based on your unique churn and refund patterns. We focus on stability, not volume, ensuring your merchant services remain reliable even as you grow.

Revenue operations get what they need: tokenization and account updates keep cards current, while dunning and smart retries recover failed payments seamlessly. Prorations, mid-cycle upgrades, pauses, and skips are just a click away, and expanding checkout options with cards, ACH, and digital wallets helps reduce drop-off. This leads to lower involuntary churn and easier renewals.

Plus, you’ll benefit from transparent pricing and real support. Choose from interchange plus, flat rate, or subscription pricing, with clear upfront statement models. Real-time reports show your monthly recurring revenue, churn, recovery, refunds, and fees by plan, so finance can plan accurately. PCI compliance, AVS, CVV, and optional 3-D Secure lower fraud risk, while dispute alerts and evidence bundles help mitigate chargebacks. All this helps our subscription merchant services maintain high approval rates, predictable fees, and timely funding.

Industry Expertise

Subscription billing is not one-and-done ecommerce. We underwrite your continuity subscription merchant account for trials, variable order amounts, and international shoppers, then adjust fraud rules for your model.

Reliable Revenue

Keep renewals coming with dunning, card updater capabilities, and routing that increases approvals. Clear descriptors and receipts minimize disputes and maintain ratios over time.

Transparent Pricing

Interchange plus, flat rate, or subscription pricing. We review statements to match costs to your card types so your subscription merchant services are predictable as you grow.

Seamless Integrations

Connected billing, CRM, and accounting mean signups, renewals, refunds, fees, and deposits are all in one place. No need for your team to spend time reconciling accurate figures.

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Key Features

Proactive Support and Fraud Protection

U.S.-based assistance for funding, disputes, and setups with AVS, CVV, velocity checks and optional 3-D Secure where applicable.

Easy Setup

Launching your continuity business takes just a short time with guided onboarding and sandbox testing, along with plug-in options compatible with your branding.

Streamlined Subscription Payments

One-click renewals, customer portals for security, and easy upgrade or pause payment options mean reduced friction and lower churn.



Integrations with Popular Tools You Already Use

Integrations with Leading Bar POS Systems

Seamlessly connect your existing bar point-of-sale systems without any interruptions or retraining. Our solution operates in the background, ensuring your team continues serving customers without downtime or a steep learning curve.

Connect your payments to the platforms your team relies on so billing is accurate and reporting comes in on time

  • Billing and subscriptions: Integrate with Chargebee and Recurly to support plans, trials, coupons, and renewals without having to rebuild your architecture.

  • Gateways and tokenization: Work with Authorize.Net and NMI so you can vault cards securely and route transactions for higher approval rates.

  • Carts and ecommerce: Use Shopify, WooCommerce, BigCommerce, and Magento to support checkout, subscriptions, and add-ons on every transaction.

  • CRM and marketing: We work with HubSpot and Salesforce, so signups, renewals and failed payment events feed into your campaigns throughout the customer lifecycle.

  • Accounting and ERP: Post settlements, fees, refunds, and taxes to QuickBooks, Xero, and NetSuite so finance can close the books sooner.

  • Helpdesk and support: Connect to Zendesk and Intercom so agents can see payment status and initiate a secure payment link if needed.

  • Analytics and reporting: Utilize Google Looker Studio and Google Sheets so your MRR, churn and recovery metrics populate seamlessly.

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Seamless Integrations

Don’t see yours? We likely support it — ask us.
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Hear From Our Clients

Discover how our seamless solutions have transformed businesses just like yours.

Hear From Our Clients

Discover how our seamless solutions have transformed businesses just like yours.

“John was helpful. John Westbrook answered all my questions professionally and provided correct and acute feedback, which allowed me to obtain a merchant account. I started processing payments the day I applied!”

Carl H.

“Lisa H, was the most helpful employee. I have talked so far in the department. She got me all the necessary answers and said she would check up with me at the end of this week to ensure everything went through correctly. Lisa H did so, and I started processing today. Thank You! ”

Tim V.

“Austin did a great job and knew how to handle all their clients perfectly, making being a merchant one of the best experiences with a service provider.”

Lee P.

“Arvid was friendly and patient and took the time to look into my problem, which was solved. Two thumbs up!”

Arvid

“Steven was great! He allowed me to share some of my prior website integration problems and had a solution that allowed me to accept payments the way my company wanted them to.”

Steven D.

“Arvid was friendly and patient and took the time to look into my problem, which was solved. Two thumbs up!”

EAF

Give your subscription business a boost

Automate renewals and reduce churn while maintaining reliable revenue with secure continuity subscription merchant services tailored to your business model.

Continuity & Subscription Merchant Account FAQs

What is a continuity or subscription merchant account?
A continuity subscription merchant account allows you to accept payments regularly for boxes, memberships, SaaS purchases, courses, and other ongoing services. It supports tokenization of cards on file for renewals and dispute resolutions tailored to the risk associated with subscriptions.
Recurring payments increase the risk associated with card expirations, forgotten charges, and disputes. A subscription merchant account adds tools for retry logic, card updater services, and clearer receipts, so you can maintain ratios in check for reliable revenue.
Merchants who operate subscription boxes, SaaS/digital services such as memberships, courses, or coaching programs, or paywalls for media access, or nonprofits looking for recurring donations, utilize subscription merchant services.
We support flexible schedules (weekly/monthly/annually), tokenization of cards on file for simple retries, smart retries when billing fails due to insufficient funds or expired cards, and self-service portals for customer-facing payment method changes that do not require support intervention.
Most merchants are approved for a continuity merchant account on the same day or the next day. Once approved, we will provision the necessary gateway credentials to connect the required applications, then perform a small test and a live transaction so you can process soon thereafter.
Yes! We utilize encryption through PCI-aligned workflows that include AVS/CVV/3-D Secure, where applicable, to reduce fraud potential (without providing added friction).
Absolutely! We connect with numerous leading billing systems on the market today, as well as CRMs and ecommerce applications, so all signups, renewals, and refunds stay synced up across teams.
You can access U.S.-based support for funding, disputes, integrations, and more, while receiving onboarding help and documentation, or sandbox assistance from developers as needed.

Still have a question?

Contact us today for personalized assistance—our team is here to help with anything you need!

Secure, Automated Billing for Your Subscription Business

Transform renewals into a seamless process and make revenue reliable with subscription merchant services designed for long-term growth.

Join the Team

Payment Nerds is here to serve you! With a real person waiting to take your call or answer your email, you only need to let us know how we can help.

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