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  • Streamlined checkout for increased conversion rates
  • Multiple global payment options for your customers
  • Reduced processing fees that boost your margins

eCommerce Payment Processing

Payment Nerds’ eCommerce payment processing is fast, secure, and flexible for the way your customers pay. Our eCommerce payment processor solutions accept cards, digital wallets, bank payments, and Buy Now Pay Later, with transparent reporting and integrations that fit your tech stack.
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Simplify Your eCommerce Payment Processing

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Payment Nerds’ eCommerce Payment Processing Solutions.

Online sellers battle cart abandonment, false declines, and fraud while managing various platforms, plugins, and payouts. We focus on approval lift, seamless checkout, and transparent reconciliation so you can confidently scale across web, mobile, marketplaces, and social commerce.
Global Payment Acceptance
Display pricing in local currencies, route approvals regionally, and settle in the currency of your choice. Add familiar local payment methods wherever they boost conversion.

Accept credit and debit cards, digital wallets (i.e., Apple Pay and Google Pay), Automated Clearing House (ACH) bank payments, and Buy Now Pay Later when it benefits your audience and average order value.

Integrate with leading eCommerce platforms and gateways without having to retrain your team. Orders, refunds, taxes, and fees map easily so your deposits match your sales.
Layer Address Verification Service (AVS), Card Verification Value (CVV), device and velocity checks, and risk-based 3-D Secure. Tokenize all card data to keep it out of your systems using hosted fields for simplified PCI DSS compliance.
See it in action

Why Payment Nerds is the Best eCommerce Payment Provider

Winning online starts with conversion. We tune issuer signals, enable network tokens for stored cards, and route by Bank Identification Number (BIN) and region to reduce false declines. Checkout remains fast with one-tap wallets and clear error handling that saves sales instead of losing them.

Cost control matters as volumes increase. Interchange-plus pricing, Level 2 and Level 3 data for eligible business cards, and bank options for higher dollar amounts help reduce your effective rate. Finance receives line-item visibility for fees, refunds, and disputes, so savings are easy to validate.

Risk is mitigated, not ignored. Layered controls, targeted 3-D Secure, and early dispute notifications minimize chargebacks without blocking good customers. Evidence bundles automatically compile with receipts, policy links, and delivery information, so you respond timely to disputes and win more often.

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eCommerce Payment Processor Features

Seamless Checkout Experience

Provide optimized checkout across web, mobile, and app, including one-tap wallets and stored cards, to minimize abandonment and maximize conversions.

Fraud Prevention and Security

Leverage tokenization, hosted fields, and layered rules, including Address Verification Service (AVS) and Card Verification Value (CVV), to safeguard data while reducing fraud without slowing customers down.

Multi-Currency & Payment Method Support

Sell internationally with multi-currency pricing and regional routing, plus the ability to accept cards, wallets, and bank options in each market as customers expect.

Key Integrations for eCommerce Businesses

Integrate payments seamlessly into your existing system without the need for retraining or downtime. Maintain a single source of truth for orders, refunds, fees, and deposits. Our integrations deliver clean data to your current platforms, enabling quicker reconciliation, reducing manual corrections, and supporting smoother growth. Integrate with third-party tools for:
  • Stores and Carts: Shopify, WooCommerce, BigCommerce, and Magento pass order, tax, and discount data into payment reports so deposits match sales the first time.
  • Gateways and Tokenization: Authorize.Net and NMI enable custom routing and token portability, preserving existing workflows while adding flexibility.
  • Wallets and Express Checkout: Apple Pay and Google Pay speed checkout, cut key entry errors, and often improve authorization rates.
  • Subscriptions and Billing: Chargebee and Recurly sync plans, proration, and retries to reduce involuntary churn and make renewals feel automatic.
  • CRM and Marketing: Salesforce and HubSpot tie payments to contacts and campaigns so sales can see revenue impact and finance can verify lifetime value.
  • Accounting and ERP: QuickBooks, Xero, and NetSuite record settlements and fees to the correct ledgers, which speeds up the month-end closing process.
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Seamless Integrations

See All Our Integrations
Don’t see yours? We likely support it — ask us.

Hear From Our Clients

Discover how our seamless solutions have transformed businesses just like yours.

“Steven was great! He allowed me to share some of my prior website integration problems and had a solution that allowed me to accept payments the way my company wanted them to.”

Steven D.
Position, Company Name

“John was helpful. John Westbrook answered all my questions professionally and provided correct and acute feedback, which allowed me to obtain a merchant account. I started processing payments the day I applied!”

Carl H.
Position, Company Name

“Lisa H, was the most helpful employee. I have talked so far in the department. She got me all the necessary answers and said she would check up with me at the end of this week to ensure everything went through correctly. Lisa H did so, and I started processing today. Thank You! ”

Tim V.
Position, Company Name

“Austin did a great job and knew how to handle all their clients perfectly, making being a merchant one of the best experiences with a service provider.”

Lee P.
Position, Company Name
“Kira G, was beneficial and resolved my situation with no problem!”
Roxanne
Position, Company Name

“Arvid was friendly and patient and took the time to look into my problem, which was solved. Two thumbs up!”

EAF
Position, Company Name

Get started with Payment Nerds today!

Create a checkout system your customers trust, boost approval rates, and keep fees predictable as you grow.
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FAQs

What is eCommerce payment processing?

E-commerce payment solutions are the technology and services that enable online merchants to accept credit cards, debit cards, digital wallets (such as Apple Pay or Google Pay), bank options, and settle funds while managing refunds at scale.

Online merchants face higher cart abandonment rates during checkout, along with exposure to card-not-present fraud and cross-border complications. A specialized provider improves approval rates, secures the checkout experience for PCI compliance, and maintains clear financial reporting for accounting.

Cards, digital wallets, and bank options are standard online. Depending on your audience demographic, you can add Buy Now Pay Later options to increase conversions on higher-value carts.
Use layered verification such as AVS, CVV, device checks, and velocity checks; apply 3-D Secure only when the risk or region warrants it; tokenize stored cards to keep raw data out of your system.
Yes. Use multi-currency pricing with regional routing to improve approval rates. You can settle in your preferred currency, and reports will aggregate amounts to simplify reconciliation.
Once underwriting receives the necessary documents and configuration is onsite (and after a small live test to ensure smooth settlement), most teams begin processing shortly after approval.
You will receive an alert indicating a dispute has been filed, along with a deadline for response. We help you provide itemized receipts, links to policies, and evidence of delivery or usage to improve your chances of winning disputes. Communicating with the customer also helps keep chargeback ratios below program thresholds.

Still have a question?

Contact us today for personalized assistance—our team is here to help with anything you need!

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Ready to Streamline Your Online Payments?

Raise conversion rates, reduce fraud exposure, and accommodate global purchasing methods through a tech stack built for modern eCommerce.
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