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Point of Sale (POS) Payment Gateways and Merchant Accounts

A modern retail POS system should be fast, secure, and easy for your employees to learn quickly. We link retail point of sale systems to card, wallet, and bank payments with PCI DSS-compliant security, clean reports, and integrations that match how you sell in-store and online.
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Key Features of Payment Nerds Point of Sale Systems

Advanced POS Systems

Run reliable checkouts with Europay, MasterCard, and Visa (EMV) chip and contactless Near Field Communication (NFC) readers, quicker tap-to-pay, and simple on-screen prompts to keep your line moving. An intuitive, touch-friendly interface is clean and so easy that new employees learn in hours, not days.

Hardware & Software Integration

Use countertop terminals, tablets, handhelds, cash drawers, barcode scanners, and receipt printers, which work seamlessly out of the box. POS software maps items, taxes, and discounts to your device fleet for consistent receipts and reduced keying errors.

Customizable for Industry-Specific Needs

Whether you run apparel, convenience, specialty retail, or quick service, configure modifiers, bundles, barcode rules, and employee permissions so your point-of-sale systems match how you work your floor, not the other way around.

Flexible Payment Methods

Accept credit and debit cards, Apple Pay, Google Pay, and card-present wallets to reduce friction and elevate conversion at the register. Add pay-by-link and QR codes for curbside or pop-ups, if needed.

Cloud-Based POS Systems

Manage locations, updates, and reports from anywhere. Cloud sync ensures items, prices, and promotions align across stores while reducing local IT overhead.

Mobile POS Solutions

Bust lines with handhelds that scan, tap, and print on the go. Great for events, side counters, farmer’s markets, and inventory counts without sending customers back to the main register.

Secure, PCI-Compliant Processing

Keep raw card data out of your environment with tokenization, encrypted readers, and hosted fields. PCI DSS provides the baseline for protecting cardholder data at the point of sale.

Cloud-Based POS Comprehensive Reporting and Analytics

View real-time sales, taxes, discounts, items, channels, employees, and locations in one dashboard. Drill into trends and export accounting summaries to ensure deposits match sales and closeouts are predictable.

Inventory and Catalog Controls

Track stock in real time with low-stock alerts, barcode support, and automatic decrements on each sale. Sync items, prices, and promotions from online to in-store so counts are accurate and reorders are timely.

Employee Management and Permissions

Set roles for cashiers, supervisors, and managers. Track hours and shifts and view simple performance reports. Reduce errors/shrink with PIN-based access and audit trails for voids/discounts/returns.

CRM and Loyalty Tools

Capture customer profiles at checkout to enroll in loyalty and issue targeted offers that drive repeat visits. See purchase history at the register so employees can recommend the right add-ons without slowing the line.

Multi-Location Dashboard

Manage multiple stores from one screen. Share catalogs/prices/taxes; rollout promos on a timeline; compare store performance without exporting spreadsheets.

24/7 Support and Onboarding

Get live help day or night in addition to guided setup for devices, taxes, and receipts. Most teams are live after a brief test with training tips, ensuring lines move on day one.

Transparent Pricing and Hardware Options

Select a countertop, tablet, or handheld kit with clear line-item pricing—no surprise gateway add-ons. Processing rates/monthly fees are included in your upfront presentation.

Payment Nerds POS Offerings

Advanced POS Systems
Payment Nerds offers integrated POS systems that combine payment processing, inventory management, and customer data analytics in one easy-to-use platform. Our systems are tailored for various industries, including retail, restaurants, and service providers, giving you the tools to manage your business efficiently.

We provide both POS hardware (cash registers, barcode scanners, card readers) and software integration that works seamlessly with your existing systems. Our POS solutions integrate with popular accounting platforms like QuickBooks, eCommerce platforms like Shopify, and other tools for unified management.

Payment Nerds provides customizable POS systems tailored to your industry’s needs. From managing large-scale retail operations with multiple lanes to handling restaurant orders, tips, and split payments, our systems are built to adapt to your specific business requirements.
Our POS systems allow you to accept a variety of payment methods, including credit cards, debit cards, mobile payments (Apple Pay, Google Pay), and contactless NFC payments, providing a frictionless experience for your customers.
Our cloud-based POS solutions allow businesses to track transactions, sales reports, and inventory in real-time from any device, anywhere. This is ideal for multi-location businesses or those looking to streamline back-office operations.
For businesses on the move, our mobile POS systems provide flexibility and portability. Whether you’re running pop-up shops, food trucks, or mobile service businesses, our mobile POS solutions allow you to take payments anywhere, with robust features like contactless payments and receipt generation.
All Payment Nerds POS solutions are PCI-DSS compliant, ensuring the security of your transactions with end-to-end encryption and tokenization for secure data storage. This ensures that customer data is protected, reducing the risk of fraud.

Payment Nerds offers detailed reporting and real-time analytics, providing business owners with insights into sales performance, customer behavior, and product trends. This data helps in making informed business decisions and improving operational efficiency.

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Why Choose Payment Nerds for Your POS System?

Why Choose Payment Nerds for Your POS System?

Tailored for Growth
Start on one register, scale to many. Add locations, users, and devices without retraining teams or rebuilding catalogs.
EMV, NFC, tokenization, and encrypted readers help keep cardholder data safe to mitigate fraud risk at the counter.
Transparent plans and line-item fee breakdowns make cost control a reality instead of a guessing game.
Connect POS payment processing to your eCommerce, CRM, loyalty, and accounting systems so orders, refunds, and fees map smoothly from start to finish.
Get assistance with device setup and training for employees, barcode best practices, and checkout speed improvements.
Get Your POS System
BG Accent

Common Businesses That Use Retail POS Systems

  • Bar & Restaurant
  • Hair & Beauty Salon
  • Clothing & Apparel
  • Electronics
  • Collectibles
  • Guns & Firearms
  • Hunting & Outdoors
  • CBD
  • Cigars & Tobacco
  • Smoking Accessories
  • Vape & eCig
  • Pawn Shop
  • Alcohol
  • Automotive
  • Hotel & Hospitality
  • Healthcare
  • Health & Fitness
  • Nutraceuticals
  • Supplements
  • Adult

Streamline Every Sale With a Smarter Retail POS System

Give customers the quick and familiar checkout process they expect. Integrate retail payment solutions with inventory and pricing controls so the right item is scanned every time, resulting in a clean receipt and predictable closeout by day’s end!
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Hear From Our Clients

Discover how our seamless solutions have transformed businesses just like yours.

“Steven was great! He allowed me to share some of my prior website integration problems and had a solution that allowed me to accept payments the way my company wanted them to.”

Steven D.
Position, Company Name

“John was helpful. John Westbrook answered all my questions professionally and provided correct and acute feedback, which allowed me to obtain a merchant account. I started processing payments the day I applied!”

Carl H.
Position, Company Name

“Lisa H, was the most helpful employee. I have talked so far in the department. She got me all the necessary answers and said she would check up with me at the end of this week to ensure everything went through correctly. Lisa H did so, and I started processing today. Thank You! ”

Tim V.
Position, Company Name

“Austin did a great job and knew how to handle all their clients perfectly, making being a merchant one of the best experiences with a service provider.”

Lee P.
Position, Company Name
“Kira G, was beneficial and resolved my situation with no problem!”
Roxanne
Position, Company Name

“Arvid was friendly and patient and took the time to look into my problem, which was solved. Two thumbs up!”

EAF
Position, Company Name

Hear From Our Clients

Discover how our seamless solutions have transformed businesses just like yours.

“John was helpful. John Westbrook answered all my questions professionally and provided correct and acute feedback, which allowed me to obtain a merchant account. I started processing payments the day I applied!”

Carl H.

“Lisa H, was the most helpful employee. I have talked so far in the department. She got me all the necessary answers and said she would check up with me at the end of this week to ensure everything went through correctly. Lisa H did so, and I started processing today. Thank You! ”

Tim V.

“Austin did a great job and knew how to handle all their clients perfectly, making being a merchant one of the best experiences with a service provider.”

Lee P.

“Arvid was friendly and patient and took the time to look into my problem, which was solved. Two thumbs up!”

Arvid

“Steven was great! He allowed me to share some of my prior website integration problems and had a solution that allowed me to accept payments the way my company wanted them to.”

Steven D.

“Arvid was friendly and patient and took the time to look into my problem, which was solved. Two thumbs up!”

EAF

Retail POS System FAQs

What is a retail POS payment system?

A retail POS payment system is the terminal hardware and software that enables stores to accept cards, wallets, and cash while managing receipts, returns, inventory, and reports. Modern systems combine checkout with stock control and analytics to enable quicker service by employees and improved decision-making by management.

Retail experiences high transaction volume, returns, and peak rush periods. A retail point-of-sale system with EMV, NFC, and wallet capabilities will reduce checkout times, while PCI DSS-compliant safeguards protect against cardholder data risks.
Chip/tap/swipe/Apple Pay/Google Pay/contactless cards are standard. Wallets can speed up checkout and typically boost authorization rates for returning customers.
Yes. Real-time stock and time tracking for employees and campaigns in CRM with loyalty can be enabled, allowing you to manage catalog, people, and repeat business from a single point-of-sale system.
Yes. POS exports and connectors sync sales, taxes, and fees to your ecommerce, CRM, loyalty, and accounting platforms for easier management and closeouts.
Yes. Catalogs, prices, taxes, and promos can be shared by location or customized; rollouts can be scheduled in advance; performance can be compared across locations.
Yes. Support is available 24/7, including device setup guidance, admin troubleshooting, and escalation pathways for urgent issue needs.
Yes. Encrypted readers, tokenization, and PIC DSS-compliant gateways keep Primary Account Number data out of your environment, which helps reduce point-of-sale exposure risks.
Yes. Encrypted readers, tokenization, and PIC DSS-compliant gateways keep Primary Account Number data out of your environment, which helps reduce point-of-sale exposure risks.
Choose from countertop, tablet, or handheld kits, and see transparent processing rates and monthly software fees disclosed upfront. No surprise gateway add-ons.

Still have a question?

Contact us today for personalized assistance—our team is here to help with anything you need!

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Ready to Take Retail Payments Effortlessly?

Upgrade to a retail payment solution that is faster, cheaper, and connects every sale to clear reports. Your retail POS system should help you sell more — not slow you down!
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