Launch faster with secure, affordable, and scalable startup payment processing. We work with start-ups, even those that are brand new or in their early stages. Payment Nerds gets you set up to accept cards, wallets, and ACH on day one, track revenue in real time, and keep fees predictable as you grow. Get a gateway and merchant account that fits your go-to-market today and your roadmap tomorrow.
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You need a partner that moves at startup speed. Quick approval, transparent pricing, modern security, and integrations into your existing stack are key. Recurring billing, multi-currency, and variable payout schedules mean finance, product, and growth teams all get what they need, too.
Bars run fast, but security can’t slip. We pair your POS with PCI-compliant gateways, tokenization, and fraud rules to block risky orders before they settle.
When lines wrap the bar, downtime isn’t an option. Your solution should support tableside contactless and chip, plus an offline mode to keep checks moving even if the internet’s down.
Every payment means a conversion or renewal. Reliable payment processing for startups reduces churn, boosts lifetime value potential, and enables accurate, real-time accounting for investors and board updates. The faster payments hit accounts and failed payments are resolved, the easier it is to focus on product and growth.
Quick onboarding gets you live with a transparent, competitive yet scalable pricing structure. Keep your margins strong while you validate product-market fit.
A lightweight SDK or API lets you drop in a modernized gateway into your web app, mobile app, or invoicing flow, making it easy to access without heavy rebuilds later.
Accept all major cards, digital wallets, and ACH to reduce checkout friction. This includes one-off payments for self-service operations or recurring charges.
Truly support your subscription needs with trials, renewals, proration, and dunning. Reduce churn by implementing smart retries and providing links to customer updates.
Sell globally with multi-currency pricing/control for tax and reconciliation. Cross-border friction is reduced while approval rates increase.
Know your MRR, refunds, and dispute trends in one place, with shared data that finance and growth teams can rely on for easier decision-making.
Underwriting before PMF is about understanding that some ups and downs are normal, and that different models, like subscription and usage-based, will need some flexibility. It’s all about setting up the right structure without causing delays that might slow down your path to market success.
Experienced support is available around the clock to help resolve funding or integration questions before they impact customers.
No need to switch platforms if you want multi-gateway routing, expansion to different regions or other payment methods – the option exists once you’re up and running.
Process without PCI non-compliance thanks to tokenization, encryption, and fraud tools that reduce risk without impacting checkout convenience.
A smooth and reliable payment processing system is essential for your startup’s success. Every transaction is an opportunity to enhance customer satisfaction and build trust. Delays or errors in processing payments can lead to frustrated customers, lost sales, and even harm your reputation. By choosing Payment Nerds, you gain access to an efficient, user-friendly system that ensures your payments are handled securely and promptly.
Our solutions not only protect your business from financial risks but also provide a seamless experience for your customers, helping you build long-term loyalty from day one.
Startup payment processing seamlessly works across web, mobile, or invoice flows, offering a straightforward stack of payment options that help you receive funds quickly at predictable rates.
Many use cases can be approved quickly – once KYC and basic business details are provided – so you can be live almost immediately; timelines will vary based on model/risk.
Yes. PCI DSS compliance ensures security through encryption/tokenization, as well as fraud screening and clear-cut dispute workflows, to minimize losses.
Yes. Modern APIs or pre-built connectors mean payments can integrate with whatever your product/billing/CRM/accounting solutions are, without heavy lifting.
Responsive onboarding ensures real-time support and risk guidance, so chargebacks do not impact your payment processing growth goals.
Startups often don’t need a processing history for approval; clear business information, transparency, and proper documentation, such as Know Your Customer, are key. We focus on early-stage companies and can underwrite new or low-history startups if we can assess risk and volume.
Yes, startup payment processing is higher-risk due to limited business history, evolving models, and variable volumes. Payment Nerds structures underwriting, reserves, and monitoring to support growth while meeting bank and card network risk standards.
Contact us today for personalized assistance—our team is here to help with anything you need!
Build on a payment stack that reduces friction, speeds funding, and grows with you from beta to breakout.
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