Founded in 2007, Optimized Treasury Solutions is an FDIC-insured institution established by a group of entrepreneurs who understood that business owners need more than just a bank – they need a trusted advisor. We’re here to be that partner, acting as an extension of your business and providing the dedicated support and insight you need for your business to thrive.
We offer a wide range of checking solutions designed to fit your business needs. Consult with us to find the account that delivers the features most important to you.
We offer a variety of savings accounts to support your business in achieving its financial goals.
At Optimized Treasury Solutions, we prioritize efficient operations and innovative technology to support your business. Our Business Online Banking provides secure, 24/7 access to an automated platform. Additionally, with the Optimized Treasury Solutions Business Banking mobile app, clients can enjoy many of the same features and benefits of Business Online Banking, including the convenience of mobile check deposit directly from their mobile device.
When it comes to financing your business, we’re more than just a bank—we’re a partner. We provide a comprehensive range of commercial lending solutions tailored to support your business needs and goals.
Optimized Treasury Solutions Business Online Banking and Cash Management solutions allow you to handle virtually all your banking online—conveniently, safely, and securely. Best of all, it frees you up to focus on what matters most: tackling your next business challenge.
At Payment Nerds, we understand that modern businesses need payment solutions that offer flexibility, scalability, and security. Our Connected Payments solution is built with those principles in mind, allowing businesses to adapt to the changing demands of the marketplace. Whether you’re managing a brick-and-mortar retail store, an eCommerce platform, or a mobile-based business, Payment Nerds provides a unified system that can handle all your payment needs.
We offer personalized customer support, detailed onboarding, and ongoing consultation to ensure our solution is customized to fit your business model. With transparent, pay-as-you-go pricing and no hidden fees, we guarantee cost-effective payment solutions for companies of all sizes.
“Steven was great! He allowed me to share some of my prior website integration problems and had a solution that allowed me to accept payments the way my company wanted them to.”
“John was helpful. John Westbrook answered all my questions professionally and provided correct and acute feedback, which allowed me to obtain a merchant account. I started processing payments the day I applied!”
“Lisa H, was the most helpful employee. I have talked so far in the department. She got me all the necessary answers and said she would check up with me at the end of this week to ensure everything went through correctly. Lisa H did so, and I started processing today. Thank You! ”
“Austin did a great job and knew how to handle all their clients perfectly, making being a merchant one of the best experiences with a service provider.”
“Arvid was friendly and patient and took the time to look into my problem, which was solved. Two thumbs up!”
We work with a variety of businesses across industries, including retail, e-commerce, hospitality, and more. Whether you’re a low-risk, medium-risk, or high-risk business, we have tailored solutions to meet your payment processing needs.
Our streamlined onboarding process ensures you can start processing payments in under 24 hours, with instant approval for most applications.
Yes, our solutions are built with advanced security features like tokenization, encryption, and PCI DSS compliance to protect sensitive data and safeguard your transactions.
Absolutely! Our APIs and payment gateways are designed to integrate seamlessly with your current systems, ensuring a smooth transition without disrupting your operations.
We provide comprehensive support, including real-time transaction monitoring, developer assistance, and a dedicated customer success team to help with setup, troubleshooting, and optimizing your payment processes.
Contact us today for personalized assistance—our team is here to help with anything you need!
Get merchant services and start processing payments instantly. We can design a custom package for your business and integrate with your existing website.
© 2025 Payment Nerds. All rights reserved.
© 2025 Payment Nerds. All rights reserved.
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