Merchant Services

Explore guides, tools, and trends to make the most of your merchant account and streamline your payment operations.

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Merchant Services, Payment Processing Solutions

Web Design and Creative Agency Merchant Accounts: Payment Processing for Digital Service Providers

Web design agencies rarely bill every client the same way. One client may require a 50% deposit upfront for a web design project, while another…

Merchant Services

Educational Seminars and Coaching Business Merchant Accounts: Getting Approved for Course and Training Payments

A customer may pay $2,500 for a six-month coaching program. Another customer might buy a ticket to a seminar that occurs several weeks from now.…

Merchant Services

SEO and SEM Agency Merchant Accounts: Why Digital Marketing Firms Get Flagged as High-Risk

Although an SEO agency might not sell regulated products, ship expensive merchandise, or offer a subscription box, the payment processors may still classify an SEO…

Merchant Services

MLM and Network Marketing Merchant Account Guide 2026: How Direct Sellers Get Approved and Stay Processing

While multi-level marketing and network marketing companies may generate significant sales through their legitimate retail offerings, their sales profiles do not typically match those of…

Merchant Services

BNPL for High-Risk and Regulated Businesses: What’s Actually Available in 2026

Buy Now, Pay Later has become a major part of consumer financing. Federal Reserve researchers estimated that BNPL providers in the United States originated nearly…

Merchant Services

QuickBooks Payment Integration Guide: Connecting QuickBooks to Your Merchant Account

QuickBooks can track an invoice from start to finish by recording the customer’s payment and automatically depositing the money into the company’s bank account. However,…

Merchant Services

A Merchant’s Guide to Understanding Payment Processing Fees

The rate advertised by payment processing companies is rarely the same as the rate the business will pay. In addition to payment processing fees, businesses…

Merchant Services

Payment Nerds vs. Square: Which Payment Processor Is Right for Your Business in 2026?

Square lets eligible businesses download its app and start accepting card payments without having to negotiate a merchant account proposal with the company. This makes…

Merchant Services

How to Switch Merchant Account Providers Without Interrupting Payment Processing

A lower processing rate or better support may justify changing merchant accounts. However, changing providers impacts more than bank deposits. It also impacts ecommerce checkouts,…

Merchant Services

Merchant Account Types Explained: Flat-Rate vs. Interchange-Plus vs. Tiered Pricing for High-Risk Businesses

A processor may advertise one low percentage, but that is not typically the percentage that a merchant has to pay. The statement may also include…

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